These Terms and Conditions govern your use of the 98okr platform, including your account, deposits, withdrawals, bonuses, gameplay, and all related services available to Pakistani players. Please read them carefully before registering.
📅 Last Updated: January 2026 · Version 3.1Key Points at a Glance
You must be at least 21 years of age to register and use 98okr. Age verification via CNIC is mandatory at first withdrawal. Accounts belonging to underage users are permanently closed and deposits returned.
Each Pakistani player is permitted one 98okr account only, verified by CNIC. Duplicate accounts violate these Terms and result in permanent suspension of all associated accounts and forfeiture of any balances held.
All 98okr transactions are conducted in Pakistani Rupees (PKR) via JazzCash, EasyPaisa, HBL, UBL, and Meezan Bank. Minimum deposit is Rs 500. Withdrawals are processed to the same payment method used for deposit.
All bonuses at 98okr are subject to wagering requirements before withdrawal is permitted. Wagering requirements, eligible games, time limits, and minimum odds (for sportsbook bonuses) are specified in each individual bonus offer.
You are solely responsible for maintaining the confidentiality of your 98okr login credentials. 98okr will never ask for your password by email or live chat. Enable two-factor authentication for additional protection of your PKR balance.
98okr operates under an internationally recognised gaming licence. These Terms are governed by the laws of the licensing jurisdiction. Disputes are subject to binding arbitration under the rules of the relevant licensing authority.
In these Terms and Conditions, the following definitions apply unless the context requires otherwise:
2.1 These Terms and Conditions constitute a legally binding agreement between you and 98okr. By completing the registration process on the 98okr platform, clicking "I Agree", or by accessing any part of the 98okr platform after these Terms have been published, you acknowledge that you have read, understood, and agree to be bound by these Terms in full.
2.2 These Terms apply to all use of the 98okr platform, including but not limited to account registration, deposits, gameplay, bonus redemption, withdrawals, and customer support interactions.
2.3 98okr reserves the right to amend these Terms at any time. Material changes will be communicated to registered Players via the email address associated with their account or via an on-screen notification upon next login. Continued use of the 98okr platform following notification of any amendment constitutes acceptance of the revised Terms.
2.4 These Terms should be read in conjunction with the 98okr Privacy Policy and Responsible Gaming Policy, both of which form part of the overall agreement between you and 98okr.
3.1 To be eligible to register and use the 98okr platform, you must satisfy all of the following conditions at the time of registration and on a continuing basis throughout the period you hold an active 98okr account:
3.2 98okr reserves the right to request documentary proof of eligibility at any time. Failure to provide satisfactory documentation within the timeframe specified by 98okr may result in account suspension pending verification.
3.3 By registering on the 98okr platform, you represent and warrant that you satisfy all eligibility requirements set out in clause 3.1 above and that all information provided during registration is accurate, complete, and not misleading.
4.1 Each Player is permitted to hold one (1) 98okr account only. The opening of multiple accounts by a single individual — whether under the same name, different names, or using different payment methods — constitutes a material breach of these Terms. 98okr may close all duplicate accounts and forfeit any balances held therein.
4.2 During registration, you are required to provide accurate and complete information including, but not limited to, your full legal name as it appears on your Pakistani CNIC, a valid email address, a Pakistani mobile number, and your date of birth.
4.3 You must not register using a name, email address, or CNIC number that does not belong to you. 98okr uses automated and manual verification systems to detect fraudulent registrations.
4.4 98okr reserves the right to refuse any registration at its sole discretion, without being required to provide a reason for such refusal.
4.5 Upon successful registration, 98okr will send a verification communication to the email address or mobile number provided. You must complete this verification step before depositing funds or placing bets on the 98okr platform.
5.1 You are solely responsible for maintaining the confidentiality of your 98okr login credentials, including your username and password. You must not share your login credentials with any third party under any circumstances.
5.2 98okr will never contact you by email, live chat, or telephone to request your password. Any communication purporting to be from 98okr requesting your password should be treated as fraudulent and reported to 98okr support immediately.
5.3 You must notify 98okr immediately at [email protected] if you suspect that your account has been accessed by an unauthorised party or that your login credentials have been compromised.
5.4 98okr offers two-factor authentication (2FA) as an additional account security measure. While 2FA is optional, 98okr strongly recommends that all Players activate it to protect their PKR balance.
5.5 98okr accepts no liability for losses incurred as a result of your failure to maintain the security of your login credentials, provided that 98okr has acted in good faith in processing transactions authorised by the credentials associated with your account.
6.1 All deposits on the 98okr platform are denominated in Pakistani Rupees (PKR). The minimum deposit amount is Rs 500. There is no maximum deposit limit, subject to the payment method limits imposed by your selected provider.
6.2 98okr accepts deposits via the following payment methods: JazzCash, EasyPaisa, HBL, UBL, and Meezan Bank. 98okr reserves the right to add or remove accepted payment methods at any time with reasonable notice to Players.
6.3 You may only deposit funds from a payment account or method that is registered in your own name and linked to the CNIC provided during 98okr registration. Deposits from third-party payment accounts are strictly prohibited.
6.4 Deposits are generally credited to your 98okr account within a few minutes of successful payment confirmation. If a deposit does not appear in your account within 30 minutes, contact 98okr live chat support with your transaction reference number.
6.5 98okr does not accept deposits made with funds that are derived from illegal activity. By depositing on 98okr, you confirm that all funds deposited are from legitimate sources and are not the proceeds of any criminal offence.
6.6 98okr does not charge any fee for standard deposits. However, your bank or mobile money provider may apply their own transaction charges, for which 98okr accepts no responsibility.
7.1 The minimum withdrawal amount from 98okr is Rs 1,000. Withdrawals are processed to the same payment method used for your most recent deposit to that account, in accordance with anti-money laundering requirements.
7.2 Before processing your first withdrawal, 98okr is required to complete KYC (Know Your Customer) verification. You will be required to submit:
7.3 98okr aims to process verified withdrawal requests within 24–72 hours. Processing times may vary depending on the payment method selected and the volume of withdrawal requests being processed at the time.
7.4 98okr reserves the right to delay or suspend withdrawal processing pending the satisfactory completion of KYC verification or any ongoing investigation into potential fraud or breach of these Terms.
7.5 Only funds constituting your Real Money Balance (i.e., deposited funds and winnings from gameplay of real-money deposits) are eligible for withdrawal. Bonus funds that have not satisfied the applicable Wagering Requirement are not withdrawable.
7.6 In the event that a withdrawal is approved for a payment method that is subsequently closed or unavailable, 98okr will contact the Player to arrange an alternative withdrawal route subject to satisfactory identity verification.
8.1 98okr offers a range of bonuses and promotional offers to eligible Players, including welcome bonuses, reload bonuses, free bets, cashback promotions, and VIP loyalty rewards. All bonus offers are subject to their individual terms, which are published alongside each promotion.
8.2 Unless otherwise specified in the individual bonus terms, the following general bonus conditions apply to all 98okr promotional offers:
8.3 In the event of any dispute regarding bonus eligibility or wagering calculations, the records held by 98okr's system shall be the authoritative reference.
8.4 98okr reserves the right to refuse, cancel, or reclaim any bonus in circumstances where it determines, in its reasonable discretion, that a Player has abused the bonus system, employed strategies designed to extract value from bonuses without genuine gameplay intent, or provided false information to claim a bonus.
9.1 All games available on the 98okr platform — including slots, live dealer tables, fishing arcade games, and sports betting markets — are subject to their individual game rules, which are accessible within each game interface.
9.2 All casino game outcomes on 98okr are determined by certified Random Number Generator (RNG) technology independently audited for fairness. 98okr does not manipulate game outcomes in favour of the platform or against any individual Player.
9.3 Sports betting markets on 98okr, including PSL cricket betting and international T20 markets, are subject to the 98okr Sportsbook Rules, which govern bet settlement, void bets, in-play betting, and the handling of abandoned or rescheduled events.
9.4 In the event of a technical malfunction during gameplay, 98okr reserves the right to void the affected round or bet. No claim may be made for a jackpot, prize, or win that is the result of a technical error or software malfunction.
9.5 98okr reserves the right to suspend or restrict access to any game at any time for maintenance, regulatory compliance, or any other operational reason.
10.1 The following conduct is strictly prohibited on the 98okr platform:
10.2 Where 98okr determines that a Player has engaged in prohibited conduct, it reserves the right to void all bets placed, suspend or permanently close the account, withhold or reclaim any bonus funds, and in serious cases, report the conduct to relevant law enforcement authorities.
11.1 98okr is committed to promoting responsible gaming among all Pakistani players on its platform. Gambling should be an enjoyable leisure activity, not a source of financial distress or personal harm.
11.2 98okr provides the following responsible gaming tools to all registered Players, accessible via the Account Settings section:
11.3 Players who wish to self-exclude may do so via their account settings or by contacting 98okr live chat support. Self-exclusion requests are processed immediately. Players under self-exclusion will not receive any marketing communications from 98okr for the duration of their exclusion period.
11.4 The full 98okr Responsible Gaming Policy is available at 98okr.com/responsible-gaming and should be consulted for comprehensive guidance on responsible gaming practices and available support resources.
12.1 All content on the 98okr platform — including but not limited to the 98okr brand name and logo, website design, software, text, graphics, game interfaces, and promotional materials — is the intellectual property of 98okr or its licensed content providers and is protected by applicable intellectual property laws.
12.2 You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the 98okr platform for your personal, non-commercial gaming purposes only. This licence does not extend to copying, reproducing, distributing, modifying, or creating derivative works of any 98okr content.
12.3 Any unauthorised use of 98okr intellectual property is strictly prohibited and may result in legal action.
13.1 To the maximum extent permitted by applicable law, 98okr's total liability to you for any claim arising out of or in connection with your use of the 98okr platform shall not exceed the total amount deposited by you into your 98okr account in the thirty (30) days immediately preceding the event giving rise to the claim.
13.2 98okr shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, loss of goodwill, or loss of opportunity, arising out of or in connection with your use of the 98okr platform, even if 98okr has been advised of the possibility of such damages.
13.3 98okr does not guarantee uninterrupted access to the platform. Scheduled maintenance, technical issues, or circumstances beyond 98okr's reasonable control may result in temporary unavailability of the platform or specific features thereof.
13.4 Nothing in these Terms shall limit or exclude 98okr's liability for fraud, death or personal injury caused by negligence, or any other liability that cannot be excluded or limited under applicable law.
14.1 98okr collects and processes personal data in accordance with its Privacy Policy, which is incorporated by reference into these Terms and Conditions. By using the 98okr platform, you consent to the collection and processing of your personal data as described in the Privacy Policy.
14.2 The 98okr Privacy Policy describes what data is collected, how it is used, how it is protected, and your rights in relation to your personal data. The full Privacy Policy is available at 98okr.com/privacy-policy.
14.3 98okr may share your personal data with its licensing authority, payment processing partners (including JazzCash, EasyPaisa, HBL, UBL, and Meezan Bank), and fraud prevention services where required to operate the platform, process payments, or comply with regulatory obligations.
15.1 98okr reserves the right to amend these Terms and Conditions at any time. The date of the most recent revision is displayed at the top of this page alongside the version number.
15.2 Where an amendment is material — for example, a change that affects your withdrawal rights, account eligibility, or bonus terms — 98okr will provide at least 14 days' notice via the email address registered to your account before the change takes effect.
15.3 Minor amendments, including corrections of typographical errors, clarifications that do not alter the substance of any provision, or additions required by regulatory obligation, may be made without prior notice.
15.4 If you do not accept any amendment to these Terms, you must cease using the 98okr platform and may request closure of your account and withdrawal of your Real Money Balance prior to the effective date of the amendment.
16.1 These Terms and Conditions are governed by and construed in accordance with the laws of the jurisdiction in which 98okr holds its international gaming licence.
16.2 In the event of any dispute between you and 98okr arising out of or in connection with these Terms, you should first contact 98okr customer support to seek an informal resolution. 98okr will make reasonable efforts to resolve any complaint within 10 business days of receipt.
16.3 If a dispute cannot be resolved informally, it shall be referred to binding arbitration in accordance with the rules of the dispute resolution body designated by 98okr's licensing authority. The arbitration shall be conducted in English.
16.4 Notwithstanding clause 16.3, 98okr reserves the right to seek injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property or confidential information.
17.1 If you have any questions regarding these Terms and Conditions, or wish to raise a complaint or request account closure, please contact the 98okr support team using the following details:
17.2 When contacting 98okr support regarding a Terms-related matter, please include your registered account username and a clear description of your query to enable the fastest possible resolution.
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